Investment return & ROI calculator
Calculate your investment return, ROI percentage, and compound annual growth rate (CAGR). Compare multiple scenarios with dividends and fees included.
- Free, no sign-up
- No data stored
- Reviewed 2026-08-01
Your details
Results
- Annualised return
- 8.45 %
- Total gain/loss
- £5,000.00
- Capital gain
- £5,000.00
- Dividend income
- £0.00
- ROI
- 50.00 %
Cagr
Summary table
| Metric | Value |
|---|---|
| Initial investment | £10,000.00 |
| Final value | £15,000.00 |
| Dividends received | £0.00 |
| Total gain/loss | £5,000.00 |
| Total return | 50.00 % |
| Annualised return | 8.45 % |
| Holding period | 5 Years |
Investment return note
About the Investment Return Calculator
Use this investment return calculator to measure how well your portfolio or individual asset has performed over time. Enter your initial investment, final value, and the holding period to get an instant ROI percentage and annualised CAGR figure.
The tool accounts for additional contributions, dividends received, and management fees so you get a true net return rather than a headline number. Whether you hold stocks, ETFs, property or bonds, understanding your real return helps you make better allocation decisions.
Compare up to three scenarios side by side to evaluate whether lump-sum investing or regular contributions delivers the best outcome for your goals and risk tolerance.
How to use the Investment Return Calculator
- Enter your initial investment amount.
- Input the current or final value of the investment.
- Specify the holding period in years (or use start and end dates).
- Optionally add total dividends received and fees paid.
- Review your total return, annualised CAGR, and net profit.
Frequently asked questions
What is the difference between ROI and CAGR?
ROI (Return on Investment) shows your total percentage gain or loss regardless of time. CAGR (Compound Annual Growth Rate) annualises that return so you can compare investments held for different periods on an equal footing.
Does this calculator account for inflation?
This calculator shows nominal returns. For inflation-adjusted (real) returns, use our Inflation-Adjusted Return Calculator which subtracts the cumulative inflation rate from your nominal gain.
How are dividends included in the return?
Enter total dividends received during the holding period. The calculator adds them to your final value before computing ROI, giving you the total return including income.
Can I calculate return on a monthly investment plan?
Yes. Enter your initial lump sum, then add the total of all subsequent contributions. The tool will calculate a money-weighted return that reflects the timing of your cash flows.
Sources
Figures are estimates for guidance only. Always confirm with the official source or a qualified professional before acting on them.